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We loan because...
Investing in your goals will create your future.

Microfinancing is a means of getting small loans to small entrepreneurs that larger banks cannot economically reach. Kiva is a non-profit website that allows you to lend as little as $25 to a specific low-income entrepreneur across the globe.

You choose who to lend to - whether a baker in Tajikistan, a goat herder in Uganda, a farmer in Peru, a restaurateur in Cambodia, or a tailor in Bolivia - and as they repay the loan, you get your money back. Once you're a part of the team, you can choose to have a future loan on Kiva "count" towards our team's impact. The loan is still yours, and repayments still come to you. You can also choose to have the loan show up in our team's collective portfolio, so our team's overall impact will grow!

Important Team Disclosure: Kiva loans are not securities. Kiva does not guarantee lenders that their loans will be repaid, and Kiva does not pay interest to lenders. Kiva lenders should have no expectation of a financial return on their loans. Kiva loans do not pay interest, are not an investment, and are not recommended as an investment.

About us
We invest in a global community.

Location: Cary, NC      


Latest Messages  

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Team Activity

  • Handry Jhomady
    Handry Jhomady received a loan from Dick to construct a model coffee bean drier and to sowing a new coffee plantation.
  • Hosiyatkhon
    Hosiyatkhon received a loan from Dick to buy seeds, fertilizer, and waterproof cloth in order to grow organic produce.
     Only 3 hours left! 
    $775 to go
    Lend Now
  • Chok
    Chok received a loan from Dick to purchase one hectare of land to plant rice when the next season comes.
  • Amada
    Amada received a loan from Dick for establishment and maintenance of 0.5 units of lettuce crops.
  • José Vicente
    El Salvador
    José Vicente received a loan from Dick to buy a small plot of land to grow corn and beans.
    $400 to go
    Lend Now
  • Mountain Harvest
    Mountain Harvest received a loan from Dick to enable higher incomes, improved yields, and increased market access for smallholder coffee farmers in Uganda.
    $13,150 to go
    Lend Now
  • Ggem Farming
    Ggem Farming received a loan from Dick to provide higher incomes for women and youth smallholder farmers in Malawi.
  • Wid Energy
    Wid Energy received a loan from Dick to purchase solar home systems that will be financed for rural customers in Zambia.

Impact   Updated Hourly

Team Members
Amount Funded
Loans per member