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We loan because...
Investing in your goals will create your future.

Microfinancing is a means of getting small loans to small entrepreneurs that larger banks cannot economically reach. Kiva is a non-profit website that allows you to lend as little as $25 to a specific low-income entrepreneur across the globe.

You choose who to lend to - whether a baker in Tajikistan, a goat herder in Uganda, a farmer in Peru, a restaurateur in Cambodia, or a tailor in Bolivia - and as they repay the loan, you get your money back. Once you're a part of the team, you can choose to have a future loan on Kiva "count" towards our team's impact. The loan is still yours, and repayments still come to you. You can also choose to have the loan show up in our team's collective portfolio, so our team's overall impact will grow!

Important Team Disclosure: Kiva loans are not securities. Kiva does not guarantee lenders that their loans will be repaid, and Kiva does not pay interest to lenders. Kiva lenders should have no expectation of a financial return on their loans. Kiva loans do not pay interest, are not an investment, and are not recommended as an investment.

About us
We invest in a global community.

Location: Cary, NC      


Latest Messages  

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Team Activity

  • Harutyun
    Harutyun received a loan from Dick to get the needed materials (laminate) and tools, thereby helping him manage his workflow and finish an order on time so that he gets a chance to change his family's lifestyle.
  • Djibrila
    Djibrila received a loan from Dick to buy merchandise for his shop; bags of rice, cans of oil, soaps, etc.
  • Agapito
    Agapito received a loan from Dick to buy more manure, fertilizer and some new farming equipment in order to increase his farming productivity.
  • Afi
    Afi received a loan from Dick to buy five sacks of maize, two sacks of sorghum, seven sacks of sugar, and three sacks of wheat flour.
  • Ahmed
    Ahmed received a loan from Dick to buy more goats to increase his sales.
  • Eva
    Eva received a loan from Dick to buy seed and equipment for her farming business.
  • Lineti
    Lineti received a loan from Dick to buy pandanus for her weaving business and also pay for the export goods freight for her flea market.
  • Twanzane Group
    Congo (DRC)
    Twanzane Group received a loan from Dick to buy 150 wholesale unit of pagne to strengthen her initial capital.
  • Catherine
    Catherine received a loan from Dick to buy fruit and vegetables for her grocery store so she can make more profits for her family.

Impact   Updated Hourly

Team Members
Amount Funded
Loans per member