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We loan because...
Josie was and will remain A GIFT TO THE WORLD and continue to improve the lives of others through this group.
Josie had an impact on all who met her and we wanted to Honor our Beautiful Friend and Celebrate Her Life In Love and Gratitude.

About us
We are a group of women who were introduced to Creative Memories and started our own network marketing business helping others celebrate their lives through scrapbooking.
Josie helped us all in one way or another. Josie's enthusiasm and encouragement was infectious and lifelong friendships developed. Josie's Gift was a Recipe for Grateful Living and she wanted to pass on what she learnt so that we could each Spread our Wings and Soar. We now want to pay it forward and believe helping others through Kiva is a good fit for our group.

Location: Melbourne Australia      

 

Latest Messages  

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Team Activity

  • Abibatu
    Sierra Leone
    Abibatu received a loan from Cheryl to buy more foodstuffs to sell to her customers.
    Cheryl
    $875 to go
    Lend Now
  • Yiver Milena
    Colombia
    Yiver Milena received a loan from Cheryl to buy chair for manicure and pedicure, furniture for the waiting area and beauty products such as make up, styling creams and so on.
    Cheryl
  • Marie
    Senegal
    Marie received a loan from Cheryl to pay for monkey bread, ginger, and oseille for producing juice drinks to sell.
    Cheryl
  • Assa
    Mozambique
    Assa received a loan from Cheryl to buy and sell construction material.
    Cheryl
  • Alice
    Kenya
    Alice received a loan from Cheryl alice to buy seeds and start horticultural farming.
    Cheryl
  • Jeanne
    Cameroon
    Jeanne received a loan from Cheryl to buy crates of tomatoes.
    Cheryl
  • Ana Beatriz
    El Salvador
    Ana Beatriz received a loan from Cheryl to buy two tables and chairs to give her clients a better service.
    Cheryl
  • Kadiatu D
    Sierra Leone
    Kadiatu D received a loan from Cheryl to purchase more creams, pads, toilet soap, Vaseline, palming cream, toilet rolls, facial tissues, etc.
    Cheryl

Impact   Updated Hourly

6
Team Members
$675
Amount Loaned
27
Loans
4.5
Loans per member