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We loan because...
Josie was and will remain A GIFT TO THE WORLD and continue to improve the lives of others through this group.
Josie had an impact on all who met her and we wanted to Honor our Beautiful Friend and Celebrate Her Life In Love and Gratitude.

About us
We are a group of women who were introduced to Creative Memories and started our own network marketing business helping others celebrate their lives through scrapbooking.
Josie helped us all in one way or another. Josie's enthusiasm and encouragement was infectious and lifelong friendships developed. Josie's Gift was a Recipe for Grateful Living and she wanted to pass on what she learnt so that we could each Spread our Wings and Soar. We now want to pay it forward and believe helping others through Kiva is a good fit for our group.

Location: Melbourne Australia      

 

Latest Messages  

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Team Activity

  • Emelia
    Ghana
    Emelia received a loan from Cheryl to buy rice, oil and toys at the local market.
    Cheryl
  • Marta Aurora
    El Salvador
    Marta Aurora received a loan from Cheryl to buy fabric rolls to make trousers, shirts, skirts and bed linen.
    Cheryl
  • Mahabat
    Kyrgyzstan
    Mahabat received a loan from Cheryl to buy a dairy cow in order to increase her volume of milk sales to a factory.
    Cheryl
  • Cotzij Ya Group
    Guatemala
    Cotzij Ya Group received a loan from Cheryl to buy tee-shirts, bracelets, belts and paints for her silk screen business.
    Cheryl
  • Ruth
    Uganda
    Ruth received a loan from Cheryl to buy fertilizers for her coffee garden to improve yields and revenue that will sustain her children in school.
    Cheryl
  • Anzac
    Samoa
    Anzac received a loan from Cheryl to buy an ice bag, sack of sugar, Coolio [cooler], plastic bags, containers, and a refrigerator.
    Cheryl
  • Annley
    Solomon Islands
    Annley received a loan from Cheryl to buy bags of rice, canned foods, noodles, sugar and tea for her general store business.
    Cheryl
  • Lilia
    Philippines
    Lilia received a loan from Cheryl to buy bulk bananas and vegetables to sell in the city.
    Cheryl
  • Najwa
    Palestine
    Najwa received a loan from Cheryl to buy olive wood and tools needed for her work.
    Cheryl
  • Martha
    Kenya
    Martha received a loan from Cheryl to access premium seeds and high quality fertilizer for 2 acres of maize, in addition to advice and insurance, optimizing for increased productivity and profits.
    Cheryl

Impact   Updated Hourly

6
Team Members
$1,950
Amount Funded
79
Loans
13.2
Loans per member