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We loan because...
The poor are typically excluded by financial service providers:
• No collateral
• No credit history
• Illiteracy
The poor need financial services, and already use them informally:
• Borrowing money from loan sharks with interest rates so high
that it may be impossible to ever pay back
• Savings accounts kept in the home, vulnerable to theft
• Investing in livestock which is vulnerable to disease
Microfinance works to provide the poor with these financial services, in a
safe and controlled environment, through a microfinance institution

About us
Tiwala(The Manila Club London) is a few dedicated people, who wish to reach out to the poor. To give a hand up not a hand out

Location: London       Team website


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