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We loan because...
Alone, we are vulnerable to where ever we land. Together, we are a flurry that can change the landscape.

About us
When wind blows across a lake in the winter time, it can pick up a lot of moisture and create a large amount of snow for its neighbors. This is called the Lake Effect. (The exact symbolism here will be left up for interpretation! :) )

We are a group of family and friends who see the value in Kiva as an organization to empower individuals to do their best.

Our lake is Lake Erie, one of the Great Lakes of the United States.

Location: North Eastern U.S.      


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