Click to enlarge

We loan because...
Why keep money sitting around somewhere when it could be much more useful as capital for entrepreneurs?

About us
Many people have large amounts of money just lying around, not accruing interest or being utilized in any useful way. This team is about making that money work – by shifting excess unused capital from your household into Kiva, you can help others while staying financially secure!

Keeping a high balance in your checking/savings account is unnecessary for many people. The yearly interest you earn on this amount, even in high-yield savings, usually won’t even top $100 on $10,000 in the current interest rate climate. How many Kiva entrepreneurs could you help with that money? (Answer: up to 800!*)

Shift some of that redundant money to Kiva and help alleviate poverty!

Notes: Since this money is being shifted from funds that you are somewhat used to having at your disposition, it is important that you are selective with your loans. You can loan to whoever you want, but it’s prudent to have this money available in a reasonable amount of time. Remember, you cannot get money from Kiva back immediately; you have to wait for repayments. That’s why we recommend investing in short-term loans of 5 or 6 months (so your repayments come in quickly and you can recoup all of your capital within half a year), spreading loans across multiple entrepreneurs/field partners/geographical regions (“diversifying” your loans to mitigate risk), and choosing field partners that have at least a 3-star rating (higher ratings means less delinquent/defaulted loans). Following these suggestions minimizes the risk inherent in loaning on Kiva.

*Assuming you invest the $10,000 in individual $25 loans of

Location: Everywhere      

 

Latest Messages  

1 messages. Join the team to get in on the action!

Team Activity

  • Almagul
    Kyrgyzstan
    Almagul received a loan from Lawrence to buy steers to increase her income from cattle breeding.
    Lawrence
  • Nurila
    Kyrgyzstan
    Nurila received a loan from Lawrence to buy dairy cows to increase the volume of milk she sells.
    Lawrence
  • Kibriyo
    Tajikistan
    Kibriyo received a loan from Lawrence to buy building materials for renovating her house.
    Lawrence

Impact   Updated Hourly

45
Team Members
$207,600
Amount Funded
2,518
Loans
56.0
Loans per member

Rankings In Events Category

#8 for New Users (All Time)
#2 for New Users (This Month)
#2 for Amount Funded (All Time)