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We loan because...
Why keep money sitting around somewhere when it could be much more useful as capital for entrepreneurs?

About us
Many people have large amounts of money just lying around, not accruing interest or being utilized in any useful way. This team is about making that money work – by shifting excess unused capital from your household into Kiva, you can help others while staying financially secure!

Keeping a high balance in your checking/savings account is unnecessary for many people. The yearly interest you earn on this amount, even in high-yield savings, usually won’t even top $100 on $10,000 in the current interest rate climate. How many Kiva entrepreneurs could you help with that money? (Answer: up to 800!*)

Shift some of that redundant money to Kiva and help alleviate poverty!

Notes: Since this money is being shifted from funds that you are somewhat used to having at your disposition, it is important that you are selective with your loans. You can loan to whoever you want, but it’s prudent to have this money available in a reasonable amount of time. Remember, you cannot get money from Kiva back immediately; you have to wait for repayments. That’s why we recommend investing in short-term loans of 5 or 6 months (so your repayments come in quickly and you can recoup all of your capital within half a year), spreading loans across multiple entrepreneurs/field partners/geographical regions (“diversifying” your loans to mitigate risk), and choosing field partners that have at least a 3-star rating (higher ratings means less delinquent/defaulted loans). Following these suggestions minimizes the risk inherent in loaning on Kiva.

*Assuming you invest the $10,000 in individual $25 loans of

Location: Everywhere      

 

Latest Messages  

1 messages. Join the team to get in on the action!

Team Activity

  • Francia Elena
    Colombia
    Francia Elena received a loan from Robert Sanek to invest in phone plans, a variety of clothing, and cases of drinks.
    Robert Sanek
  • Nzara Yapera Group
    Zimbabwe
    Nzara Yapera Group received a loan from Robert Sanek to buy braids, weaves and chemicals so that her hairdressing business will attract more customers.
    Robert Sanek
  • Oula
    Lebanon
    Oula received a loan from Lawrence to purchase a scientific encyclopedia to improve her teaching skills and therefore increase her income.
    Lawrence
  • Amina
    Kenya
    Amina received a loan from Lawrence to purchase seven sacks of cashew nuts.
    Lawrence
  • Arevik
    Armenia
    Arevik received a loan from Lawrence to pay for 10 more beehives, purchase an ox, and pay for grass harvesting.
    Lawrence
  • Clara
    Paraguay
    Clara received a loan from Lawrence to pay fees for her career.
    Lawrence
  • Cleotilde Concepcion
    Honduras
    Cleotilde Concepcion received a loan from Lawrence to buy grocery supplies (dairy products, meat, grains, and soft drinks) to stock her grocery store.
    Lawrence
  • Shabana
    Pakistan
    Shabana received a loan from Lawrence to buy seasonal fruits for her husband's fruits and vegetables business.
    Lawrence

Impact   Updated Hourly

22
Team Members
$78,850
Amount Loaned
2,219
Loans
100.9
Loans per member

Rankings In Events Category

#3 for New Users (Last Month)
#1 for Amount Loaned (All Time)
#2 for Amount Loaned (This Month)
#1 for Amount Loaned (Last Month)