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We loan because...
we naively believed that "loans could change lives" for the better. In fact, high-interest loans often change lives for the worse or simply stop people escaping poverty and becoming financially independent.

About us
This group is now changing. It is against funding high-interest loans and wants Kiva to shift its model to facilitate savings by the poor. I.e. Use our funds to make savings more accessible, safer, lower-cost and higher-yield (e.g. matching funds).

To the original members, please feel free to leave the group if you aren't happy with this change. New members, please only join if you agree with the above.

Location: Melbourne      


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This team has not made any loans in the past 90 days that are currently raising funds. Check back soon or make a loan!

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