We loan because...
Like the bike chain needs oil to run smoothly so does the world need Kiva.

About us
The swedish word "Kedjan" means "the chain", and relates to the principle of how just a small amount of bike oil may turn a rusty bike chain into a well running one. Our team consider this as the principle for micro loans where a little amount of money can make people self supporting and create a well running business.
How much good can one rusty chain do? :)

Location: Sweden       Team website