Kiva Lending Team: Golden Heart
We loan because...
such as Xuan Phu, Xuan Cao, Xuan Bai, Tho Xuong in Thanh Hoa, Viet Nam To day, we talk you about them and us.We are a social company in Thanh Hoa province, Vietnam, we are interested in: help poor farmers, disabled people...and protect enviroment , help poor farmer to plant safe vegetable and fruits, help them to sell their products with the price is higher than market, though they have always been working hard on their farm but after cropping they only earn very very small profit from their work, poor farmer would like to lend money from banks to invest for their farm to improve their life and "flee out" poverty but all banks don't allow them to lend money, because banks say that poor farmer haven't good properties in order to pay debt, when poor farmers couldn't borrow money from bank, they must lend money from black money funds of personel, they have to accept very high lending rate and these rate is always higher than banks, if lending rate of bank is 19 -20%, black money fund is 40 - 60%, lending rate is so high so though poor farmers work very hard but they couldn't pay debt, "mother debt born children debt", their debt next year is always higher than before, they always work on their farm all year, they sweat, even blood, but they are always poor
business men always buy poor farm's products with cheap price
take an examples:
a business man buy a kg of sweet potatoes with 1.700 dong Vietnam ( it is cheaper than one dollar ) from poor farmers, he sell this kg of sweet potatoes with price 17000 dong Vietnam, it is not fair, now we are planning to help poor farmers in order to plant safe vegetable and fruits allow GAP standard to sell these safe farming products for companies, super markets and export, help poor farmers improve their life and get out of poverty by their work, this year we have a bussiness accord with Vinh An joint stock company act in produce farming products to export to EU and US, we have good plan, want to help poor farmers so much, but we have sponsors, we talk you that is truth, if you don't believe in us let travel to Vietnam, we take you to visit poor farmers and their poverty
We are always willing to welcome you - good friends
" live, live in life need to have a look from good hearts, love in our heart will lighten night and make warm poor's hearts"
Thanks for reading
CEO of golden heart company
Golden heart always beside and help poor farmers...
Location: help poor farmers
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