We loan because...
James 2:14-17 - 14.What good is it, my brothers, if a man claims to have faith but has no deeds? Can such faith save him? 15.Suppose a brother or sister is without clothes and daily food. 16.If one of you says to him, "Go, I wish you well; keep warm and well fed," but does nothing about his physical needs, what good is it? 17.In the same way, faith by itself, if it is not accompanied by action, is dead.

It is the right thing to do and it feels good too.

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