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We loan because...
It's a lot of fun to contribute to the community of life. We can't deal with extreme poverty without addressing the climate crisis and vice versa. Nearly all the solutions are good investments and things we ought to do anyway says Paul Hawken editor of the bestseller Drawdown. He says if we switch 11% of our investments to climate investments, then, by 2050, it should put global warming into reverse.

Our team scans incoming loans for those that seem good for our climate. Our team list has a variety of climate loans.
Our team loan is the greenest loan at the moment.
We tag incoming climate loans as eco-friendly, so you can find them on the eco-friendly sort. Anyone can tag loans so some are tagged as eco-friendly that are just climate neutral.

About us
SOLAR, including solar hot water. We like them all. Lately we've been funding ordinary vendors who stock solar panels for resale. Tiny solar systems are especially good for our climate when they replace kerosene lamps. The black smoke from the lamps is called black carbon and is very, very bad for our climate.
USED CLOTHING SELERS. Clothing donations from high income countries are baled and shipped to low income countries. This global trade reduces humanity's ecological footprint. The fashion industry causes 10% of emissions. Please donate your unwanted clothing. Our loans pump this trade.
REFRIGERATORS and SILOS reduce food waste. This will help as much as solar says Project Drawdown. A third of food is wasted. We waste because we can, but waste in low income people is due to lack of silos, refrigerators and freezers. Please eat your leftovers.
RECYCLING is a solid little climate action. We usually have one loan by a tiny buyer of recyclable materials for working capital. Similarly repairing items is good for our climate.
SUSTAINABLE AGRICULTURE aka REGENERATIVE AGRICULTURE puts the carbon back into the soil where it belongs. It does not disturb soil with plowing or chemicals. There are many loans that have some aspect of regenerative agriculture and a few that have most of them. Organic fertilizer or manure or mulch is a step in the right direction. Farmers don't disturb the soil with plowing when growing perennial crops, like bananas, coffee, cocoa, apricots, palm, naranjilla, blackberries, dragon fruit, passion fruit, etc. Perennials put out a lot of food for little work but are an investment that hand-to-mouth farmers cannot afford. Loans involving a fair trade Field Partner is probably sustainable. Since we don't have enough information to tell if animal agriculture practiced is sustainable, we presume it is not.
WATER TANKS, IRRIGATION, and GREENHOUSES help farmers produce more, often a lot more, with little or no climate impact. So less land must be cleared.
WATER FILTERS use lots less energy than boiling. They reduce firewood needs. Jibu is an expanding social business that filters local water and bottles it.
IMPROVED BIOMASS COOKSTOVES help our climate a lot, even more than solar lamps.
BIODIGESTERS turn manure into cooking gas and organic fertilizer. They reduce pollution of streams.
CELLS PHONES are productivity tools. They allow low income countries to skip over a development step we took, stringing wires for land line phones and go straight to the latest technology. Another example is solar for off-grid folks. Because of savings on infrastructure and the increased productivity, we believe they are good for our climate.

MOBILE MONEY FLOAT or AIRTIME allows people to pay by phone. This allows skipping over banks, ATMs (Automated Teller Machines) etc and going straight to the latest technology. This saves traveling to pay. Vendors convert phone money to cash and vice versa. They are needed in every hamlet. Vendors borrow to deposit cash with the company called float.
SEAWEED FARMING OR SALES. Seaweed sequesters a lot of carbon, produces a lot of food and does not require cutting trees. Demand for seaweed is growing at 10% per year. Fish catches in the Philippines are down so they are switching to seaweed.

BAMBOO sequesters carbon while making steel and plastic causes emissions. Bamboo grows faster than trees and, when harvested, grows back again fast. In the Philippines they use it for a zillion things, building frames, wall siding (sawali), furniture, baskets, etc.

NIPA is thatched roofing. Using the leaves of the nipa palm is a reason to protect the estuaries. It makes a cheap, cool, biodegradable roof.

RATTAN is a sustainable material. This vine grows on trees.

OYSTER FARMING is sustainable, but, there's controversy over fish ponds.

CONNECTING TO THE SEWER in Moldova. Untreated wastewater released into the environment generates a greenhouse gas footprint roughly 3 times that of the footprint when the same wastewater is treated in a traditional wastewater treatment plant. Only about 20% of all wastewater globally is treated.

INCREASING INSULATION OR CHANGING WINDOWS saves emissions from winter heating.

Location: Worldwide       Team website


Latest Messages  

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Team Activity

  • Nazgul
    Nazgul received a loan from Victoria to replace plastic windows and insulate her house.
    $625 to go
    Lend Now
  • Falemataafa
    Falemataafa received a loan from Stephen to buy bread, tomato sauce, a box of canned tuna, plastic bags, containers, butter, and mayonnaise to assist with the business.
    $490 to go
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  • Mamay
    Mamay received a loan from Emily to add more people to hire in order to expand her waste management business.
    $545 to go
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  • Negda Miriam
    Negda Miriam received a loan from Ivo to buy lipsticks, eye shadows, perfumes, eyeliners, deodorants, antiseptic gel, soaps, etc.
    $650 to go
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  • Habamungu Group
    Congo (DRC)
    Habamungu Group received a loan from 2 team members purchase stock miscellaneous items for resale.
    Ivo Daniel
    $1,200 to go
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  • Florentino
    Florentino received a loan from Ivo to buy organic fertilizer and pay workers to weed his coffee farm.
    $895 to go
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  • Union Des Vaillants Group
    Congo (DRC)
    Union Des Vaillants Group received a loan from 4 team members to stock up on three bundles of used clothes, which will support her initial capital.
    Margaret Michael VINU Daniel
    $4,725 to go
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  • Kuli Kuli
    United States
    Kuli Kuli received a loan from 32 team members stabilize and increase wages for hundreds of farmers in Ghana, Uganda, Mozambique, Namibia, Mexico, and India.
    Joanna Michael, Iris und Benedikt Christie Jonathan Eleanor B Jack Jacqueline Bob Nisha Michael VINU Detlef Kadin David Karen Cesar Daniel Mary Mary Liv Ömer Daniel patrick Kristina Brianna Florian Steven Dorothy Marcy Naturschutzzentrum Erhard Marie
    $282,200 to go
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  • Lie Li Jun
    Lie Li Jun received a loan from Jes to buy a smartphone for her child’s online education needs during covid.
    $145 to go
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  • Sreynoch
    Sreynoch received a loan from 2 team members to pay for ground filler to cover the mud around her house.
    Michael, Iris und Benedikt Roger
    $725 to go
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Impact   Updated Hourly

Team Members
Amount Funded
Loans per member

Rankings Across All Teams

#6 for New Users (This Month)
#4 for New Users (Last Month)
#5 for Amount Funded (This Month)
#6 for Amount Funded (Last Month)

Rankings In Common Interest Category

#8 for New Users (All Time)
#2 for New Users (This Month)
#1 for New Users (Last Month)
#3 for Amount Funded (This Month)
#3 for Amount Funded (Last Month)