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We loan because...
We were founded by Consumer Education Services, Inc., (CESI) an accredited nonprofit consumer credit counseling agency. For more than two decades, CESI has counseled individuals across the country on how to improve their financial health. Often these individuals are not well served by large for-profit financial institutions.
Carolina Community Impact helps these individuals have better access to financial resources and educational support. In our work, we’ve seen:

Traditional financial services firms fall far short in serving minorities and women. The financial infrastructure that many of us take for granted just isn’t available to all.
When it comes to finances, it helps to meet people where they are and in ways that they feel comfortable engaging. Often it means over the phone or digital. One upside is it makes it easier to serve people in more places – cities, rural towns, suburbs.
The American Dream of upward mobility through activities like investing in or starting a business is often blocked by chronic personal financial challenges, lack of access to funding and limited experience navigating the US financial system.

About us
Carolina Community Impact, Inc. (CCI) is a nonprofit organization that provides access to credit and asset-building techniques for individuals and small businesses. Our mission is to promote economic and community development by providing financial programs and services for low and moderate-income clients.

Location: Raleigh       Team website

 

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