Cooperativa de Ahorro y Crédito Inclusiva

Cooperativa de Ahorro y Crédito Inclusiva

Lending Partner since 2026 • Peru
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Fundraising Status:active
Risk Rating:

What to know about this Lending Partner

Impact Category:
Agriculture
Default Rate:
0%
Currency Exchange Loss Rate:
0%
Total Loans Raised:
$46,775
Loans at Risk Rate:
0%
Kiva Borrowers:
66
Delinquency Rate:
0%
Interests and Fees:
N/A

Kiva conducts regular, ongoing monitoring of all Lending Partners, but only posts status updates here in response to relevant, major changes at the partner.


Partner description:

COOPAC Inclusiva is a socially-minded and licensed credit and savings cooperative focused on alleviating poverty in the underserved regions on the far, rural outskirts of Lima. In many communities that they serve there are no other options for lower income families to access credit, and COOPAC Inclusiva was created in 2018 specifically to serve those communities.


In addition to credit, they offer a range of over financial services including savings accounts. They provide financial literacy trainings for their members as part of their wrap-around service offerings. Two other programs include a women's entrepreneurship training program and they also provide agricultural training in the communities they serve.


A unique lending approach:


Kiva funding allows COOPAC Inclusiva to provide credit to micro and small business owenrs and smallholder farmers in underserved regions of Peru. They offer a variety of lending product, though focus on their micro and small business loan and agricultural loan. There products are tailored to the needs of their members, and for example, their agricultural loan product aligns with the seasonality of the different crops their members grow.