
What to know about this Lending Partner
Kiva conducts regular, ongoing monitoring of all Field Partners, but only posts status updates here in response to relevant, major changes at the partner.
Partner Description:
Elet-Capital is a licensed microfinance institution founded in 2005 in Kyrgyzstan, operating under the regulation of the National Bank of the Kyrgyz Republic. It serves micro-entrepreneurs and small businesses in remote rural areas of the country where access to traditional financial services is limited. Alongside credit, Elet-Capital offers free business advice, technical support for larger investment projects, and training programs covering business skills, financial literacy, and women's advancement.
A unique lending approach:
Kiva funding allows Elet-Capital to provide affordable credit to micro-entrepreneurs and small business owners across rural Kyrgyzstan, including a dedicated loan product exclusively for women entrepreneurs offered at reduced interest rates. Loans are paired with free business advisory services and capacity-building programs, equipping borrowers with the skills to make the most of their financing. This helps clients build sustainable businesses and work toward greater economic independence in some of Kyrgyzstan's most underserved communities.