There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile. 

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Mar 17, 2020 Oct 12, 2005
Total Loans $20,000 $1,960,332,725
Amount of raised Inactive loans $0 $363,745
Number of raised Inactive loans 0 340
Amount of Paying Back Loans $20,000 $155,574,760
Number of Paying Back Loans 1 179,650
Amount of Ended Loans $0 $1,774,353,705
Number of Ended Loans 0 2,381,315
Delinquency Rate 100.00% 11.63%
Amount in Arrears $16,970 $10,909,601
Outstanding Portfolio $16,970 $93,825,344
Number of Loans Delinquent 1 45,861
Default Rate 0.00% 1.82%
Amount of Ended Loans Defaulted $0 $32,353,274
Number of Ended Loans Defaulted 0 84,927
Currency Exchange Loss Rate 0.00% 0.49%
Amount of Currency Exchange Loss $0 $12,023,352
Refund Rate 0.00% 0.54%
Amount of Refunded Loans $0 $10,526,300
Number of Refunded Loans 0 9,596

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.24%
Average Loan Size $20,000 $392
Average Individual Loan Size $20,000 $589
Average Group Loan Size $0 $1,892
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $10,600 $5,599
Average Loan Size / GDP per capita (PPP) 188.68% 7.00%
Average Time to Fund a Loan 1.27 days 8.93 days
Average Dollars Raised Per Day Per Loan $15,750.90 $43.86
  Average Loan Term 9 months 11.47 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 1 1,181,163
  Journaling Rate 100.00% 42.24%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.57

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 20.00% PY 27.02% PY
  Profitability (return on assets) 43.9% 1.8% -3.10%
  Average Loan Size (% of per capita income) N/A 49.00% 0.00%

Country Fast Facts

Country:
Ecuador
Capital:
Quito
Official Language:
Spanish
Population:
15,654,411
Avg Annual Income:
$10,600
Labor Force:
agriculture: 27.8%, industry: 17.8%, services: 54.4%
Population Below Poverty Line:
25.60%
Literacy Rate:
91.60%
Infant Mortality Rate (per 1000):
17.93 deaths
Life Expectancy:
76.36 years

Lending Partner Staff