There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Jun 19, 2017 Oct 12, 2005
Total Loans $10,000 $2,204,387,990
Amount of raised Inactive loans $0 $339,575
Number of raised Inactive loans 0 83
Amount of Paying Back Loans $0 $157,070,615
Number of Paying Back Loans 0 187,068
Amount of Ended Loans $10,000 $2,046,977,800
Number of Ended Loans 1 2,696,364
Delinquency Rate 0.00% 10.67%
Amount in Arrears $0 $10,413,987
Outstanding Portfolio $0 $97,561,071
Number of Loans Delinquent 0 60,371
Default Rate 0.00% 1.81%
Amount of Ended Loans Defaulted $0 $37,121,492
Number of Ended Loans Defaulted 0 97,493
Currency Exchange Loss Rate 0.00% 0.40%
Amount of Currency Exchange Loss $0 $13,693,739
Refund Rate 100.00% 0.52%
Amount of Refunded Loans $10,000 $11,560,660
Number of Refunded Loans 1 9,973

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.89%
Average Loan Size $10,000 $407
Average Individual Loan Size $10,000 $603
Average Group Loan Size $0 $1,962
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $7,000 $5,584
Average Loan Size / GDP per capita (PPP) 142.86% 7.29%
Average Time to Fund a Loan 16.09 days 9.19 days
Average Dollars Raised Per Day Per Loan $621.43 $44.29
  Average Loan Term 13 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 10 1,302,829
  Journaling Rate 100.00% 41.72%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.52

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 13.00% PY 28.52% PY
  Profitability (return on assets) N/A 0.8% -1.12%
  Average Loan Size (% of per capita income) N/A N/A 0.00%

Country Fast Facts

Country:
Bhutan
Capital:
Thimphu
Official Language:
Sharchhopka 28%, Dzongkha (official) 24%, Lhotshamkha 22%
Population:
733,643
Avg Annual Income:
$7,000
Labor Force:
agriculture: 62%, industry: 19%, services: 19%
Population Below Poverty Line:
12.00%
Literacy Rate:
52.80%
Infant Mortality Rate (per 1000):
37.89 deaths
Life Expectancy:
68.98 years

Lending Partner Staff