There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile. 

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Jan 25, 2017 Oct 12, 2005
Total Loans $150,000 $2,212,316,225
Amount of raised Inactive loans $0 $346,750
Number of raised Inactive loans 0 137
Amount of Paying Back Loans $0 $154,008,950
Number of Paying Back Loans 0 182,397
Amount of Ended Loans $150,000 $2,057,960,525
Number of Ended Loans 2 2,711,392
Delinquency Rate 0.00% 9.87%
Amount in Arrears $0 $9,235,049
Outstanding Portfolio $0 $93,521,046
Number of Loans Delinquent 0 34,931
Default Rate 0.00% 1.80%
Amount of Ended Loans Defaulted $0 $37,111,315
Number of Ended Loans Defaulted 0 97,527
Currency Exchange Loss Rate 0.00% 0.39%
Amount of Currency Exchange Loss $0 $13,741,641
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,566,110
Number of Refunded Loans 0 9,975

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.92%
Average Loan Size $75,000 $408
Average Individual Loan Size $75,000 $603
Average Group Loan Size $0 $1,964
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $7,210 $4,378
Average Loan Size / GDP per capita (PPP) 1,040.22% 9.31%
Average Time to Fund a Loan 18.96 days 9.2 days
Average Dollars Raised Per Day Per Loan $3,954.73 $44.31
  Average Loan Term 13 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 20 1,305,144
  Journaling Rate 100.00% 41.67%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.52

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 20.00% PY 28.52% PY
  Profitability (return on assets) N/A 1.8% -1.50%
  Average Loan Size (% of per capita income) N/A 49.00% 0.00%

Country Fast Facts

Country:
Ecuador
Capital:
Quito
Official Language:
Spanish
Population:
15,654,411
Avg Annual Income:
$7,210
Labor Force:
agriculture: 27.8%, industry: 17.8%, services: 54.4%
Population Below Poverty Line:
25.60%
Literacy Rate:
91.60%
Infant Mortality Rate (per 1000):
17.93 deaths
Life Expectancy:
76.36 years

Lending Partner Staff