Kaebauk

Kaebauk

Lending Partner since 2012 • Timor-Leste
Visit Website
Fundraising Status:active
Risk Rating:

What to know about this Lending Partner

Impact Category:
General Financial Inclusion
Default Rate:
0.25%
Currency Exchange Loss Rate:
0%
Total Loans Raised:
$11,337,530
Loans at Risk Rate:
0.43%
Kiva Borrowers:
13,541
Delinquency Rate:
0.03%
Interests and Fees:
28% PY

Kiva conducts regular, ongoing monitoring of all Lending Partners, but only posts status updates here in response to relevant, major changes at the partner.


Partner Description:

Banco Kaebauk (Kaebauk) is a microfinance institution founded in 2001 in East Timor. Since its beginnings, the organization has worked closely with communities - particularly in rural and underserved areas - to empower individuals, families, and small businesses through practical loan and savings solutions. Kaebauk operates nationwide and it is committed to expanding access to responsible and inclusive financial services. Kaebauk’s mission goes beyond finance as it aims to create opportunity, strengthen livelihoods, and contribute meaningfully to the social and economic progress of the nation.


A unique lending approach:

Kaebauk’s services are designed to support micro-entrepreneurs, improve household stability, and enable long-term economic participation. By focusing on unbanked and low-income entrepreneurs, Kaebauk plays an active role in strengthening local economies and fostering self-reliance within Timorese families. Kaebauk believes that financial inclusion is essential for poverty alleviation and for building a more inclusive and resilient economy for East Timor.