What to know about this Lending Partner
Kiva conducts regular, ongoing monitoring of all Lending Partners, but only posts status updates here in response to relevant, major changes at the partner.
Partner Description
Agro & Social Fund is a microfinance institution operating in both rural and urban areas of Albania, with a mission to support sustainable development, financial inclusion, and social cohesion. It serves poor and traditionally underserved clients, including women, youth, farmers, and vulnerable ethnic minority communities, who lack access to conventional banking services. The organization offers a broad range of financial products, including business, agriculture, consumer, social, and green loans, designed to reduce poverty and create employment opportunities across Albania.
A unique lending approach
Kiva funding enables Agro & Social Fund to extend capital to clients who are traditionally considered "unbankable," helping them launch and grow income-generating businesses. What makes the organization distinctive is its tailored loan products, including dedicated loans for rural women, young entrepreneurs, and startup businesses, reflecting a strong commitment to reaching those most in need. This approach helps borrowers build sustainable livelihoods, strengthen their communities, and contribute to broader economic development across Albania.