How Kiva works
It's a loan,
not a donation
Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.
100% of your loan goes to supporting borrowers.

Our community has funded over $2 billion in loans to more than 5 million people.

Kiva borrowers have a 96% repayment rate.

The Kiva community spans 77 countries and 1.9M lenders.

This morning I made microloans to a bakery in Samoa and a general store in Rwanda. I've been lending on Kiva since 2009 and I'm excited every time I get an email that I've received repayments and can make another loan.
Anna
KIVA LENDER

