You + your community = bigger impact

Start a giving fund for any occasion

Invite friends and family to help people build brighter futures — together.

Start a fund

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The easiest way to bring your community to Kiva

Giving funds fit all kinds of occasions, from holidays to milestones to everyday community gatherings. Here are some ideas to inspire you:

Events

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Tributes

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Groups

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Celebrate together. Give together. Get started now.

Start a fund

How giving funds are different

A giving fund makes fundraising easy. Anyone can donate, and Kiva automatically lends the money to the cause you choose. Here’s what you need to know:

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Funds keep lending - automatically

Contributions are lent out again and again to people in your cause area. Your gifts are tax-deductible in the U.S. and can't be withdrawn.

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Choose the cause, not every loan

You choose what type of loans you want your fund to support. We’ll do the lending, and let you know who you supported. You can still lend the way you always have separately from your giving fund.

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A portion sustains Kiva's operations

15% of each repayment supports Kiva’s work — covering costs so we can keep relending and growing your fund’s impact.*

*Learn more about how Kiva uses this portion to cover costs.

How giving funds work

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step 1

Start a fund for a cause you care about

Choose who you want your fund to support — women entrepreneurs, climate-smart farmers, refugees, or small businesses in the U.S.

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step 2

Personalize your page or fundraiser

You’ll get a sharable fund page where you can set a goal, add a photo, and tell others why this matters to you.

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step 3

Invite anyone to join

Share your fund link with friends, family, or coworkers. They can contribute instantly — no Kiva account needed.

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step 4

See your impact grow and grow

Your funds are lent automatically to people in the cause area you choose, fueling multiple projects over time without you needing to do anything extra.

Frequently asked questions

Kiva fundraisers let you invite friends and family to help people around the world through a shared fund. You choose the lending categories and countries you care about. Kiva automatically distributes the money in your fundraiser as loans to people who match your preferences.

Unlike regular Kiva lending, contributions to fundraisers are donations and can't be withdrawn. As borrowers repay their loans, the money returns to your fundraiser and is automatically lent again, helping more people over time.

You won't choose individual borrowers, but you can select the causes and countries you want to support. Kiva automatically finds borrowers who match your preferences, and you’ll be able to see everyone your fundraiser has helped.

If you'd rather choose individual borrowers yourself, you can always lend directly on Kiva.

Yes! Unlike regular Kiva loans, contributions to fundraisers are tax-deductible donations in the U.S. You can also contribute through a donor-advised fund (DAF).

No. Contributions to fundraisers are donations and can't be withdrawn, even after loans are repaid. Instead, funds continue recirculating as new loans, helping more people over time. Because these contributions are considered donations, they are tax-deductible in the U.S.

100% of all initial donations go toward funding loans. After borrowers repay, Kiva retains 15% during each relending cycle to support our work, and the remaining funds continue to support new loans and help more people.

Learn more about how fundraisers work.

We'll create a personal fundraiser page that you can customize and share with friends, family, or anyone who wants to contribute. They can donate directly on your page, even without a Kiva account.

You can return to your fundraiser page anytime to see how much you've raised and the people you've helped.

Because fundraisers are still new, this activity isn't yet fully reflected in your individual Kiva lender profile. Over time, we aim to connect this more seamlessly so you can see your Kiva impact all in one place.

Absolutely! You can start or contribute to a fundraiser and still lend directly to individual borrowers on Kiva, just like you always have.

With lending teams, Kiva lenders choose their own loans and track their collective impact.

With fundraisers, anyone can contribute — without needing a Kiva account. Contributions are pooled together and lent to borrowers based on the organizer's preferences, with no individual loan selection required.

Kiva Cards let recipients choose which borrowers they want to support, and receive repayments as loans are repaid.

Fundraisers let you turn gifts into ongoing impact. Contributions are automatically lent again and again, and you can see the people you've helped over time — without choosing individual loans or dealing with repayments.

Invite friends. Grow your impact.

Get started