You + your community = bigger impact

Start a giving fund this holiday season

For the first time, you can create and share fundraisers on Kiva! Easily invite friends and family to join you in helping people build brighter futures.

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A new way to create lasting change. 

Turn your capital into lasting impact. With our new giving funds feature, your donations and donor-advised funds automatically lend to people and communities in need — creating a perpetual engine for good. It’s automatic. It’s tax-deductible. It’s how we build a more inclusive world.

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step 1

Make a donation and choose an impact area

Choose who you want to support— women entrepreneurs, climate-smart farmers, refugees, or small businesses in the U.S.

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step 2

See your funds at work — automatically

Thanks to Kiva's 96% repayment rate, your contribution is lent and re-lent as people succeed, fueling multiple projects over time without any extra steps from you.

step 3

Track your impact in real time

Your contribution is earmarked in your own fund so you can see exactly who you’ve supported and follow their progress.

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step 4

Invite others to join

Share your fund link with friends, family, or colleagues to grow your collective impact — together.

Giving funds are great for:

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Cause-driven supporters

You care deeply about women, refugees, climate-threatened people, or marginalized U.S. small entrepreneurs.

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Tax-smart givers

You want to maximize the financial benefits of your generosity while making a lasting difference.

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DAF holders

You have donor-advised funds (DAFs) and want to turn idle capital into ongoing impact.

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Financial advisors

You’re an advisor or donor who wants to invite clients, friends, or networks into shared giving experiences.

You give. Kiva keeps lending.

Why fund Kiva loans? Because they work.

Success stories — Eufemia, Convenience store owner and refugee, Dominican Republic

“With these funds, I was able to keep my family afloat. Now we don’t really worry about food on the table, because business is thriving.”

— Eufemia, Convenience store owner and refugee, Dominican Republic
Success stories — Manal, Tailor, Palestine

“I used the funds to buy sewing machines and started running my business. I even employed my daughter, and my income increased.”

— Manal, Tailor, Palestine
Success stories — Carmen, Florist, California, U.S.

“I was born in Guatemala and don’t have a long enough credit history to get a loan here. This Kiva loan bought a van and expanded my business.”

— Carmen, Florist, California, U.S.

“Not having the means to start is definitely a big issue. So I was introduced to Kiva — that changed my life completely.”

— Aisha, Business owner, Ghana
Success stories — Neriman, Farmer, Turkey

“I have a job, I have something to work on. I am contributing to my house… Being self-reliant. That is what I’m most proud of.”

— Neriman, Farmer, Turkey

7 out of 10

borrowers became better able to manage their finances.

88%

saw their business income grow.

91%

of borrowers said their quality of life improved after a Kiva loan.

*From clients of Kiva Lending Partners surveyed by independent researchers 60 Decibels. Read more

Frequently asked questions

Yes! This is the first time Kiva lending is tax-deductible. You can even contribute to a giving fund from your donor advised fund (DAF), qualified charitable distributions (QCDs), or year end gifts.

Unlike on Kiva, where you can choose individual loans, giving funds automatically lend to borrowers that fall under the impact area you chose. You will see which borrowers you’ve supported, but your funds are automatically lent and re-lent and you can invite others to join your fund — turning individual impact into collective action.

You can receive a tax receipt for donations contributed to the giving fund. You will not receive any repayments to your Kiva account.

No, because these funds are technically a donation to Kiva, they cannot be withdrawn. This is the first time lending through Kiva is tax-deductible, and you can give through your donor advised fund (DAF). Please reach out to Kiva for more information on how to do this. Funds can be re-lent continuously to support borrowers. 

Not yet! Because this is still a new experience, fund activity isn’t fully integrated into your individual lender profile. You’ll still get borrower updates and see how your fund is growing, but those updates will come through a separate dashboard. Over time, we aim to connect this more seamlessly with your lender profile so you can see your full Kiva journey in one place.

With lending teams, you can attribute specific loans to a group and track your collective impact.

Giving funds are a new product experience that:

  • Allows you to get a tax receipt

  • Lend at scale (choose an impact area and watch your funds get lent out automatically)

  • Set a goal for how much you want to lend

  • Invite others to contribute to your goal

  • And watch the funds get re-lent again and again through a public impact page

You can select your impact area — such as women, refugees, climate-threatened communities, or U.S. entrepreneurs. We’ll do the rest, so you can support people continuously as loan repayments are made, and you’ll be able to see exactly who you’ve supported. Please note you won’t be able to select specific borrowers.

Absolutely — in fact, we encourage it! Sharing your giving fund link is a powerful way to multiply your impact.

100% of your first donation goes directly toward supporting borrowers. As those loans are repaid and re-lent, Kiva retains a portion of the repayments to support our work. This helps us keep the experience seamless, fund new borrower opportunities, and fuel Kiva’s mission in 83 countries. You can learn more here about how donations sustain our impact.

(Please note: funds will be reduced over time as Kiva takes a percentage to support its operations and a small portion of loans will default. Your giving fund will continue to lend if the balance stays high enough ($25) to keep making loans!)

Are you ready to transform every dollar you give into a self-sustaining fund?