How it works
By lending as little as $25 on Kiva, you can support the causes you care about and make a real personal impact.
![](http://images.ctfassets.net/j0p9a6ql0rn7/611LYqfCPmys36aZG21q5j/128f92304b72362f0611cf8cf92d7a3b/ChoseABorrower_4x-8_1__3_.png?w=244&h=189&fit=scale&f=center&fm=jpg&q=80)
Choose a borrower
Browse by category and find an entrepreneur to support.
![](http://images.ctfassets.net/j0p9a6ql0rn7/1E0jTdNSXKvpDg0MAGOuT8/01b5bd19cd308d455b51bf888328e92e/MakeALoan_4x-8_1__1_.png?w=244&h=189&fit=scale&f=center&fm=jpg&q=80)
Make a loan
Help fund a loan with as little as $25.
![](http://images.ctfassets.net/j0p9a6ql0rn7/6XwOk8fxqjhRRN451TDfQH/0499b28dd8ba21a9e6c84ca1e9dc00f0/GetRepaid_4x-8_1__1_.png?w=244&h=189&fit=scale&f=center&fm=jpg&q=80)
Get repaid
Kiva borrowers have a 96% repayment rate historically.
![](http://images.ctfassets.net/j0p9a6ql0rn7/AE07faX6f2Vr57anLSA2j/8fb8b366ff34d7faeb1f2137a6492c4a/Repeat_4x-8_1__1_.png?w=244&h=189&fit=scale&f=center&fm=jpg&q=80)
Repeat
Relend your money or withdraw your funds.
It's a loan,
not a donation
Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.
100% of your loan goes to supporting borrowers.
![homepage stats icon 1](http://images.ctfassets.net/j0p9a6ql0rn7/7hfs4sFAAKYTSnaaVJF9ET/4824a4d55769382b72d311e0af737e76/stats-icon-1__1_.png?w=152&h=152&fit=scale&f=center&fm=jpg&q=80)
Our community has funded over $2 billion in loans to more than 5 million people.
![homepage stats icon 2](http://images.ctfassets.net/j0p9a6ql0rn7/RSuALqEgjABfxd5VW1HKH/b0913de10dacdd9bf683997dc63ab3a8/stats-icon-2__1_.png?w=152&h=152&fit=scale&f=center&fm=jpg&q=80)
Kiva borrowers have a 96% repayment rate.
![homepage stats icon 3](http://images.ctfassets.net/j0p9a6ql0rn7/1FyQ1lX43xsIoOTi6fwj2L/da195741c271d0b58f89c32e3a6bdf45/stats-icon-3__1_.png?w=152&h=152&fit=scale&f=center&fm=jpg&q=80)
The Kiva community spans 77 countries and 1.9M lenders.
![Anna Burgess Yang Testimonial Image](http://images.ctfassets.net/j0p9a6ql0rn7/1kAG5sWwRxIpiDMv6MzKlx/99e748b5795306f931c9a87334649ed6/anna-testimonial-80x80-1x.png?w=80&h=80&fit=scale&f=center&fm=jpg&q=80)
This morning I made microloans to a bakery in Samoa and a general store in Rwanda. I've been lending on Kiva since 2009 and I'm excited every time I get an email that I've received repayments and can make another loan.
Anna
KIVA LENDER
![Kiva lender Jenae Journot Testimonial](http://images.ctfassets.net/j0p9a6ql0rn7/3hrFd5BcXUUZ4gACAtGNgJ/99d0485b59414c99e99379309e425e77/jenae-testimonial-80x80-1x.png?w=80&h=80&fit=scale&f=center&fm=jpg&q=80)