A loan of $4,675 helped a member to buy leather at wholesale for the production of artisan leather items, in order to open a store.


Exitosas Group's story

Carmen is a 58-year-old woman, single, with nine independent adult children. Her business is in artisan leather crafts.

She is enterprising, independent, patient, organized, responsible, and very hard working. She carries out her business in the “Plan 3000” Zone, which is characterized by colonization by migrants; native Ayoreo tribes and miners who relocated from the west took ownership of the place and started up manufacturing and commerce in all areas. It has a warm, tropical, very humid climate, with a temperature that varies during the day between 21° and 35° centigrade.

Carmen has a dark complexion, brown eyes, long black hair that she wears tied back, short stature, and a strong build. Her native language is Guaraní, which she speaks with her family, and she speaks Spanish due to the general culture, and due to the business she performs. (She is shown seated, wearing a white t-shirt.)

She lives her life in the company of her youngest son, who is independent and working. They live in their own house, built of brick and cement, with a roof of corrugated iron and a brick floor, and which has electric energy, well water extracted by pump, and a sewage system. Her desires to succeed led her to form a bank of people with businesses such as food sales, secondhand clothing sales, a tire shop, oil change, a bakery, a butcher’s shop, and toy sales, so that they could request a loan and improve their businesses.

Her business is leather artisan crafts. She offers her vision and creativity through the design and production of diverse artisan products, such as purses, wallets, coin purses, credit card holders, belt pouches, earrings, bracelets, and more. She carries out this activity with her own hands and some work tools in order to transform the leather, giving it identity, form, shape, and color. “All leather works are created by hand, and therefore they are unique and original. There are no two alike. My work comes from a personal vocation for the creation of ornamental items, founding myself on the respect for a hand craft with a long tradition,” she comments.

The advantage of her business is that she has constant customers. The disadvantage is the lack of capital to purchase raw material at wholesale. Her dream is to open a store to sell leather items. She wants to purchase production materials such as leather and other things, for production and wholesale sales. This is her second loan cycle with the lending institution in the 25 years that she has been carrying out this business.

It is for these reasons that Carmen is requesting a loan to buy leather at wholesale for the production of leather items, in order to open a store.

In this group: Lixi Pamela, Yenice Ines, Fernando, Jesus, Sarah, Lucy Paol, Carmen, Yoxira

Translated from Spanish by Kiva volunteer Christy Sobolik.



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