A loan of $1,975 helped to buy fertilizers to grow rice.


Claudine's story

This is Claudine, aged 27 years. She is married with two children, aged 1 and 3 years; they are not yet in school.

She is a farmer and she has been growing rice for the past seven years. Also, her husband is a farmer.

With the loan from Kiva, she would like to buy fertilizer to grow rice. The profits from the business will be used to buy a cow for rearing.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details