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Shazia Kosar Shoqat Ali Group
In this Group: Shazia Kosar , Naseem Bibi, Syedan Bibi, Farzana
Shazia kosar baji resides in a city named Arifwala, Pakistan. She is26 years old. Her husband name is S. A. and he has a scrap business. Shazia baji has three children: two boys and one girl. All of her children are enrolled in a local school in her neighborhood. Shazia baji has been sewing clothes for the past 2 years. People in her community come to her to have their clothes sewn. She saves her earnings for her children’s school fees. Shazia baji has a two-room, brick house where she lives with her children and her brother who is a butcher. Shazia baji successfully repaid her first loan from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to buy to buy animals (goats) for her brother's meat-selling business.

She is joined in her loan group by three more members. Naseem baji requests a loan to buy tools for her workshop. Syedan baji requests a loan to buy beams for her shuttering business. Farzana baji requests a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 266
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia Kosar Shoqat Ali Group's $925 loan helped a member to buy animal stock for butcher business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 26, 2008
Nov 21, 2008
Currency Exchange Loss:
Mar 25, 2010