A loan of $275 helped to buy grocery goods.


Ramita's story

Ramita is 37 years-old . She is married and has 2 children aged 8 and 3. Many years ago, she established her grocery store business. Working 7 days a week and 12 hours a day, she supports her family. She has already received and successfully repaid 3 loans from Patan BPW and used her most recent to buy grocery goods for her business. In the future, Ramita plans to uplift the economic condition of her family. She thanks you for your support.

In the Kathmandu Valley, the small grocery store, called a pasal, is an important part of the local economy. Fresh produce, milk, and staples such as rice, lentils, and flour are purchased daily for cooking in the home. Owners of small grocery stores use Kiva loans to increase their purchasing power and profit margins. By keeping inventory strong and purchasing in larger amounts, owners of these small stores are able to increase profitability. While a typical pasal might be no more than 100 sq. feet, they are always full of bargaining customers, incoming produce, and shrewd businesswomen.



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