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Mauro Antonio
Mauro, 49, lives with his wife and children at home. He has a tortilla business in his home and he has done this work for many years. He has earned many customers with his excellent service. He is very friendly with people who visit. He always has a smile on his face for them. His earnings help him cope with family expenses. Mauro wants to improve his home by fixing the roof, changing the doors, and painting his house. What he earns was not enough to pay for it so he applied for a loan to purchase paints, wood, and to pay laborers to improve their housing so he can live more comfortably and safely with his family.
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Mauro de 49 años de edad vive con su esposa y sus hijos en casa propia. El posee una tortillería en su residencia, ya tiene muchos años con el negocio y se ha hecho de mucha clientela pues tiene un excelente servicio, es muy amable con las personas que lo visitan siempre tiene una sonrisa en el rostro para ellos, con lo que obtiene de sus ventas logra salir adelante junto con su familia, Mauro quiere mejorar su vivienda cambiando el techo, puertas y pintar su casa pero con lo que gana no le alcanza para poder realizarlo por esa razón solicita un crédito para la compra de laminas, pintura, madera y pago de mano de obra para poder mejorar su vivienda y asi puedan vivir comodos y seguros junto con su familia.

Additional Information

More information about this loan

This loan is a special product offered by Apoyo Integral to help impoverished individuals in El Salvador make improvements to their homes, so as to offer safer and healthier living conditions to their families. These are individual loans for which the Field Partner has significantly lowered their guarantee standards because
the borrower is grouped with other Apoyo clients in a solidarity agreementNormally, families at certain income levels are not eligible for housing loans. However, since group members are cross guaranteeing one another, Apoyo Integral has decided to fund these loans. Further, the field partner is working through local community development organizations to not only determine which families are the best candidates for the loans but also to offer technical assistance and education for loan recipients covering topics such as financial education, proper hygiene and sanitation, and efficient use of electricity.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 554
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Mauro Antonio to purchase paint, wood, and pay laborers to improve his home.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 4, 2014
Currency Exchange Loss:
May 4, 2014