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Fatou Sene's Group
In this Group: Fatou Sene, Mariama, Hardiatou, Arabi, Dianke, Deliane, Jeanne Chantal, Fatou, Aminata Cherif, Mariama Dielo, Nafissatou, Habibatou Penda, Penda, Seynabou, Adama, Hawa, Aissatou Seny, Dienaba, Sia, Yaye Mama, Awa, Fatoumata, Diattou*, Sire, Safiatou, Kine, Mouskeba, Nabintou, Oumy, Nemouna
* not pictured
This Banc Villageois was established on December 10, 2012. It is made up of women who are very eager to prosper their money-earning businesses.

There is a good connection between the members of the group. All women live in the same neighborhood, and their main business is retail and the transformation of local products.

Mrs. Fatou (on the right in the sitting row, raising her left hand) is the featured borrower. She's a woman very determined to expand her business. She's 29 years old, married, and the mother of one girl.

She's in retail, more specifically she sells fabrics and fashion accessories. She gets her supplies in one of the capital's markets, and resell on credit, asking for an advance corresponding to one third of the total price.

With this new loan, she will buy embroidered Wax fabrics and suits for men, in order to resell them during the year-end holidays.

Her profits will enable her to strengthen her savings and help her husband cover the family's expenses, especially those related to their daughter's healthcare.
View original language description ↓
Créer le 10 Décembre 2012, le banc villageois est composé de femmes très désireuses de faire prospérer leurs activités génératrices de revenu. Il existe une bonne connexion entre les membres du groupe, Elles habitent toutes le même quartier et s’activent principalement dans le petit commerce et la transformation de produits locaux.
Madame Fatou (assise à droite avec la main gauche levée), est l’emprunteuse vedette. C’est une jeune femme très déterminée dans le développement de ses activités commerciales, âgée de 29 ans, elle est mariée et mère d’une fille. Elle fait le commerce, plus particulièrement la vente de tissus et d’accessoires vestimentaires. Elle achète sa marchandise dans un grand marché de la capitale et la revend par crédit moyennant une avance représentant le tiers du prix total.

Pour son nouveau prêt, elle va acheter spécialement des tissus wax, brodé et des ensembles pour homme pour les revendre lors des fêtes de fin d’année.

Les bénéfices réalisés, lui permettront en plus de consolider son épargne, d’appui son mari dans la prise en charge des charges familiales surtout de la santé de leur fille.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 477.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD