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Juan is a single dad of a fourteen-year-old son. During the recession he lost his job as a maintenance supervisor, but was determined to get back on his feet. He took a job as a roadside service mechanic, allowing him to save enough money to purchase his own tools and flatbed tow truck. It took Juan a few months to gain the experience to start his own roadside service business.

In mid-2013 Juan started having maintenance issues with the truck, which later broke down. Although the truck was his only source of income, Juan did everything to make sure his truck payments were made on time, by cutting back on personal expenses and downsizing from a house to an apartment.

Juan has approached several banks but has not been able to find financing. The $5,000 loan will help him pay for the repairs on the truck and other operating expenses. With the help from Fresno CDFI and KIVA he will be able to continue to service the five contracts that he has gained this past year and continue to provide for his family. Fresno CDFI supports the loan request due to Juan’s hard work and good business ethic.

Additional Information

More information about this loan

This loan has been made in collaboration with CAMEO (California Association for Micro Enterprise Opportunity) in order to build microlending capacity in California. In this partnership, CAMEO serves to support California microlenders, such as Fresno CDFI, throughout its partnership with Kiva. CAMEO’s mission is to grow a healthy, vibrant, thriving environment for all entrepreneurs and start-up businesses by advancing the work of its statewide member network.

About Fresno Community Development Financial Institution

Fresno Community Development Financial Institution (Fresno CDFI) provides affordable financing, training and technical assistance to individuals, small businesses and community facilities. Founded in 2007, it focuses its efforts on low- and moderate-income communities aiming to serve the financial needs of small business owners and entrepreneurs.

Kiva lenders’ funds are used to expand Fresno CDFI’s microenterprise loan fund with a focus on providing loans under $10,000. This is of particular importance to Fresno CDFI because the organization was initially created with the intention of servicing borrowers in need of smaller loans.


About United States

  • $54,800
    Average annual income
  • 12
    View loans »
    United States Loans Fundraising
  • $12,909,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD