A loan of $900 helped a member to provide communities with free access to chlorine to treat their drinking water.


Beatrice's Group's story

Beatrice is 32 years old, has 4 children, and lives in Gamgoi village in Vihiga, Kenya. Gamgoi village does not have a piped water supply, so the community collects their water from a river, stream, or other flowing water source. This water is easily contaminated with bacteria that can cause diarrhea and other water-borne diseases, meaning that Beatrice and her family may fall sick and become unable to work or attend school. Beatrice works as a subsistence/peasant farmer, but has also volunteered her time to be the promoter for a new chlorine dispenser program that enables her community to drink safe water and stay healthy. Beatrice and other promoters in her community (including Janet and Phanike) need a loan to cover the costs of installing and maintaining chlorine dispensers at the water sources in the area. Beatrice will encourage the community to treat their water with the dispenser, and refill the dispenser with chlorine as needed. Beatrice wants to be a promoter because she is loved by community, and she believes that the dispenser will save lives. The Kiva loan will be repaid by Evidence Action (www.evidenceaction.org) on behalf of the community, through the sale of carbon credits. Using the chlorine dispenser generates carbon credits by avoiding the need to boil water to make it safe to drink. The sale of carbon credits, to organizations and individuals wanting to reduce their carbon footprint, will be used to repay Kiva lenders and also to make sure that Beatrice’s community can have access to safe water now and in the future.

In this group: Beatrice , Janet , Phanike
*not pictured



Loan details


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Loan details