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Arlyn is 53 years old, married and resident of Dullan, Aloran, Misamis Occidental, Mindanao in the Philippines. From her desire to help the family, she engaged in a buying and selling business with PHP 3,000 for starting capital and she was able to expand it with the help of Paglaum Cooperative. Aside from financial assistance, she was able to generate savings and enjoys the benefit given by the co-op. She became a member in good standing and has taken out several loans.

Now she is applying for 49,900 PHP to restock inventories for her business. She wants to buy bags of rice, cases of soft drinks, soap, noodles and others. Through this, she hopes to increase her income and from it she can then sustain the needs of her family. In the future, she one day wants to own a space near a public market where she could display her stocks with convenience. She will be fully satisfied if she sees her children finish their studies.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 418
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Arlyn to buy bags of rice, cases of soft drinks, soap, noodles and other products for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Nov 4, 2013
Currency Exchange Loss:
Oct 23, 2014