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Ziyoboy is a hard-working and well-raised man. He is married and has four children. In his time, he was able to get a secondary education and even received a university education. Nevertheless, even with a college degree, Ziyoboy was unable to find decent work in his village. By virtue of this, he was forced to take a job as a guard at the local market. At that moment, he did not think about prestige, as he had to feed his children. Ziyoboy's wife also works to help her husband bring earnings home. She works as a cook at a local café. They do not earn a lot of money, but their sons also support them. Two of Ziyoboy's sons are working in Russia and they send their parents a good amount of earnings monthly.

Ziyoboy himself has worked with Microfinance Company Arvand over a period of several years. He has received loans several times to cover his needs and has paid back all of his loan obligations on time. Now Ziyoboy wants to marry off his son, which is why he requires the necessary funds for organizing the wedding ceremony. For this reason, Ziyoboy turned to Microfinance Company Arvand, this time to receive a loan to pay for his son's wedding. He hopes for a positive result and thanks Arvand in advance for their financial support.
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Зиёбой трудолюбивый и воспитанный мужчина. Он женат и имеет 4 детей. В своё время он смог обучиться в средней школе и даже в Университете и получил высшее образование. Но всё-таки, даже имея высшее образование Зиёбой не смог найти себе достойную работу в своём посёлке. В связи с чем он был вынужден устроиться на работу на местный рынок сторожем. В тот момент он не думал о престиже, ему нужно было кормить своих детей. Жена Зиёбоя также работает, чтобы помогать своему мужу приносить в дом доход. Она работает поваром в местной столовой. Они получают не такой большой доход, но их поддерживают также сыновья. Два сына Зиёбоя находятся на заработках в России,ежемесячно они присылают своим родителям хороший доход. Сам Зиёбой уже на протяжении нескольких лет сотрудничает с Арванд, он неоднократно получал кредит на удовлетворение своих нужд, и своевременно выплачивал все свои обязательства по кредиту. Сейчас Зиёбой хочет женить своего сына, поэтому ему необходимы денежные средства для организации свадебного мероприятия. Поэтому Зиёбой обратился в Арванд и на этот раз и хочет получить кредит для проведения свадьбы своего сына. Он надеется на положительный результат и заранее благодарит Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 237
    View loans »
    Tajikistan Loans Fundraising
  • $32,040,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Ziyoboy to organize a wedding ceremony for his son.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 24, 2013
Currency Exchange Loss:
Oct 24, 2013