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Anzhela is from Qarahunj village, where she lives with her husband and two children. Anzhela and her husband work hard to sustain the family’s living. Their elder daughter is a student at Yerevan State Basic Medical Colllege. She studies hard and dreams of becoming a good nurse.

It is very difficult for Anzhela to cover the family's basic costs and save money for her daughter's education, so she needs help. Anzhela asks for a loan to cover her daughter's tuition fees. She hopes for lenders' support as she greatly needs this loan.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,126,950
    Funds lent in using Kiva
  • 406.7
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Anzhela to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Sep 30, 2013
Currency Exchange Loss:
Oct 17, 2014