A loan of $225 helped to buy seeds and fertilizers.


Nirmala's story

Nirmala is 37 years old. She is married and has two children, aged 16 and 14. Many years ago, she established her vegetable farming business. Working seven days a week and four hours a day, she supports her family.

She has already received and successfully repaid two loans from Patan BPW, and used her most recent to buy seeds and fertilizers. In the future, Nirmala plans to uplift the economic conditions of her family. She thanks you for your support.

Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, BPW's borrowers are able to purchase greater amounts of seed and fertilizer. With more seeds and fertilizer, a borrower is able to grow cash crops to be sold in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.



Loan details


Lenders and lending teams



Loan details