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Malik buys, raises and resells cattle. He is a middle-aged man. He was born in a village in Isfara. He is married and has three children. His wife works at a local farm. His oldest son is working abroad in Russia. His youngest is still in school, but always helps his parents with household work.

Malik has been working with Arvand for over three years. When he first approached the Arvand organization, he only had one cow. After receiving a loan, he purchased another cow, a bull, and 10 sheep and goats. Thanks to Arvand, he significantly grew his business and improved his living conditions.

Now, Malik wants to purchase calves, raise them until winter, and sell them for a profit. Since he does not have sufficient cash on hand, Malik once again approached Arvand. Malik has high hopes for recurring help from Arvand and offers thanks in advance for their support.
View original language description ↓
Малик занимается откормом и купле продажей скота. Он мужчина среднего возраста. Родился в Исфаре, в дальнем кишлаке. Женат и имеет троих детей. Жена работает в местном колхозе. Старший сын находится в Российской Федерации на заработках. А младший еще ходит в школу, но всегда помогает родителям в хозяйственных делах дома. Малик сотрудничает с Арванд более трех лет. Когда впервые он обратился в организацию Арванд , у него всего лишь была одна корова. И после получения кредита он купил еще одну корову и быка и 10 голов мелко рогатого скота. Благодаря Арванду он намного расширил свой бизнес и улучшил свои условия проживания.
Сейчас Малик хочет купить телят и до зимы откормив их продать по выгодной цене. Поэтому Малик в очередной раз обратился в организацию Арванд так как не имеет достаточно денежных средств на руках. Малик очень надеется на очередную помощь от Арванд и заранее благодарит за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 251
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Malik to purchase calves.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 16, 2013
Currency Exchange Loss:
Dec 17, 2013