Susan is a 40-year-old married woman. She has 5 children ranging in age from 2 to 22. She operates a used clothes retail store where she sells used clothes to customers. She has been involved in this business for 5 years. Her business is located in a shopping center. She describes her biggest business challenge as low borrower purchasing power. She will use this 60,000 KES loan to add stocks of clothes to her retail store. Her business goal is to expand to other towns within 5 years. She hopes that in the future, she will be a supplier of clothes. This is the clients's third loan with SMEP DTM. Previous loans were paid successfully.