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Nelli is 47 years old and lives with her husband in Kapan. She has two daughters who are also married and no longer live at home with their parents. After high school, Nelli enrolled and Yerevan Polytechnic Institute to study electrical engineering. She graduated with honors. Since 2000, she has worked at a regional agency. Nelli's husband works as an electrician. Since 2004, Nelli and her family have worked in agriculture. Nelli has a garden where she grows vegetables, fruits and nuts. She and her husband have loyal clients to whom they sell the harvests from their garden. Nelli needs a loan of 750,000 Armenian dram to buy a new assortment of seeds, saplings, and to pay for repairs to their irrigation system.
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Нелли 47 лет и живет с мужем в городе Капан. У нее есть две дочери, которые тоже замужем и живут отдельно от своих родителей. Нелли после школы поступила в Ереванский Политехнический институт на факультет электротехники и окончила с отличием. С 2000 года она работает в Сюникском региональном агентстве. Муж Нелли работает электриком. С 2004 года Нелли и ее семья занимаются сельскохозяйством. У Нелли есть огород где выращивает овощи, фрукты, орехи. Нелли и ее муж имеют постоянных клиентов и продают сельскохозяйственную продукцию от их огорода.
Нелли нужен кредит на сумму 750.000 Армянских драм для покупки семян новых сортов, саженцев и для ремонта труб ирригационной системы.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 418.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Nelli то buy new varieties of seeds, seedlings and pipe to repair irrigation systems.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Apr 7, 2013
Currency Exchange Loss:
Nov 17, 2015