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Lusine and her family have been engaged in agriculture for more than ten years. Despite her young age (25 years old), she works hard to help her parents to sustain the family. She lives with her mother, brother, grandfather, and husband. The whole family, jointly with Lusine, runs a farm and works hard to cultivate more fruits and vegetables and to gather a good harvest.

The family owns two greenhouses which are old and need to be renovated. Since Lusine does not have sufficient funds to renovate the greenhouses, she has applied for this loan.

With the loan's help, Lusine will renovate the greenhouses and will be able to cultivate fruits and vegetables more effectively. The loan is very important for Lusine and her family to gather a high income and have appropriate living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 170
    View loans »
    Armenia Loans Fundraising
  • $17,071,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Lusine to pay for renovation of two greenhouses.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 2, 2013
Currency Exchange Loss:
Jan 17, 2015