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Hamzali is a man of the age of 39. He has a large family, a wife and four children. His wife is a housewife and is engaged with raising the children. Hamzali has worked with livestock breeding his whole life, and he also works in construction. However everything he earns from construction goes to living costs.

Hamzali gets a good income from raising livestock. He has a few dozen sheep and goats. Hamzali tries to develop his livestock breeding business. He has very big plans for the future: This year Hamzali wants his son to be enrolled at the university and start higher education. He is saving up money for this.

Currently Hamzali would like to broaden his business of livestock breeding, and decided to apply for a loan. Hamzali plans to purchase additional sheep and goats for the loan received, in order to increase the number of livestock. With the help of the loan, Hamzali hopes to realize his plans.
View original language description ↓
Хамзали мужчина мужчина в возрасте 39 лет. У него большая семья, жена и четверо детей. Жена домохозяйка и занимается воспитанием детей. Хамзали всю свою жизнь занимается выращиванием скота, также он работает на стройке. Но то, что он зарабатывает на стройке все уходит на проживание. От откорма скота Хаизали берет хорошую прибыль. Он имеет несколько десятков овец и коз. Хамзали старается развивать свой бизнес по животноводству.
У него очень большие планы на будущее, в этом году Хамзали хочет чтобы его сын поступил в университет и получил высшее образование. Для этого копит деньги.
Сейчас он хочет расширить свой бизнес по откармливанию скота и решил подать заявку на кредит. Чтобы увеличить поголовье скота Хамзали на полученный кредит планирует купить еще несколько голов мелко рогатого скота. Надеется с помощью кредита Хамзали осуществит сои планы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 232
    View loans »
    Tajikistan Loans Fundraising
  • $32,069,525
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Hamzali to purchase sheep and goats.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 25, 2013
Currency Exchange Loss:
Sep 17, 2013