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La Bienfaisance 2 Group
In this Group: Berthe, Nafi Evrarde, Lea, Frida, Yvette, Henriette
Berthe, age 48, is a member of La Bienfaisance 2 group. She sells wood, charcoal, salted fish, and other products at her local market. She has been a vendor in the market for 15 years. She has gained a good reputation over the years.

Berthe and her husband have raised three children, now between the ages of 27 and 32. She also cares and provides for two nephews.

She will use the loan funds to buy oil, flour, salted fish, rice, and charcoal. She also plans to travel to Pointe Noire, a city on the coast, to buy merchandise because fish and other products are cheaper there. Her business strategy is to sell popular items that her customers want.

Berthe has received three previous loans from Kiva partner HOPE Congo. She has a good repayment record. She hopes to buy a piece of land for her family and eventually a car.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 482.0
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of La Bienfaisance 2 Group's $6,225 loan helped a member to buy wood, charcoal, salted fish, oil, rice, and flour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 2, 2013
Currency Exchange Loss:
Aug 17, 2013