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Poder De Dios Group
In this Group: Carlos Jose, Maria Auxiliadora, Elsa Maria
This group has three enterprising members. María, a 28-year-old woman, is one of them. She’s married and has a son. She’s been selling fresh fruit for five years. She started her business selling nacatamales [Nicaraguan-style tamales] and currently also sells avocado, tamarind and orange harvests at wholesale. She will use the loan to buy tamarind, avocado, orange harvests, etc.

Elsa sells food and fresh fruit and Carlos has a home-based grocery store.
View original language description ↓
Grupo formado por tres socios emprendedores, una de ella es Maria mujer de 28 años, casada y con un hijo. Tiene cinco años de vender frutas frescas, inicia su negocio vendiendo nacatamales, actualmente también vende cosechas como de aguacate, tamarindo, naranjas al por mayor, el crédito lo invertirá en la compra de cosechas de tamarindo, aguacate, naranjas etc. Elsa vende comida y frutas frescas y Carlos tiene una pulpería en su domicilio.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Poder De Dios Group's $2,500 loan helped a member to buy tamarind, avocado and orange harvests.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Mar 1, 2013
Currency Exchange Loss:
Oct 17, 2013