A loan of $800 helped to buy bicycle parts such as tires, frames, chain, rims, and bearings.

José Ernesto's story

José Ernesto is a merchant and also repairs bicycles. He sells bicycle parts and accessories from his shop on the west side of the local market. His brother helps him do repairs and wait on customers in the shop all day. He buys the parts once a month in the market in the capital.

Ernesto needs financing to buy inventory and invest in his business to earn better profits and be able to meet household expenses. He is married and the father of two school-age, minor children. Thanks to a loan, he owns his house and is investing in it. He likes working with the institution because the loans have been very helpful. He is modest and works hard for his family's well being.

Translated from Spanish by Kiva volunteer

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