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Musalam is 49 years old and she is married with one child at home. She is a dedicated and organized woman. For more than 37 years she has worked as a machinist. Musalam knows her job very well, and she also has experience and skills in agriculture. She wants to find a new source of income and a way to start a new business. With that goal in mind, she enrolled in the "Get Ahead" course offered by the Association of Businesswomen and received a certificate. She wants to start her business buying and selling livestock. She plans to use the income from that venture to pay for her child's education. She is asking for a loan of 5,000 somoni to buy livestock to start her new business. She is awaiting your kindness.
View original language description ↓
Мусаламу 49 лет. Она замужем и на воспитании имеет 1 ребенка. Она трудолюбивая и порядочная женщина. Более 37 лет она работает механизатором. Мусалам очень хорошо знает свою работу, а также имеет опыт и навыки в земледелие. Она хочет найти новый источник дохода, путем организовать новый бизнес.
С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес купле продажей скота. От полученного дохода она планирует обеспечить своего ребенка с хорошим образованием. Она запрашивает займ на сумму 5000 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Musalam to buy cattle to start her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 3, 2013
Currency Exchange Loss:
Jan 18, 2014