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Shazia is a quite hardworking and talented 28-year-old single woman. Her father is a government employee; his income, however, is not sufficient to meet all the household expenditures, so for the past eight years she has been running a beauty parlor to help support the needs of her family members and provide quality education to her siblings.

Shazia needs to purchase more cosmetics such as packs of makeup kits, cleansers and hair treatment products, so she has requested a loan of Rs 30000 from Kashf Foundation. This will be her third loan cycle, and she has an excellent repayment history. With this assistance, Shazia hopes to boost her net income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 242
    View loans »
    Pakistan Loans Fundraising
  • $17,610,375
    Funds lent in using Kiva
  • 96.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Shazia to purchase more cosmetics including packs of makeup kits, cleansers, and hair treatment products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 3, 2012
Currency Exchange Loss:
Dec 17, 2013