30-year old Jacinto Alejandro lives with his common-law wife and son in the town of Ventanas in Los Ríos province. His Community Bank, El Guasmo, is located in the community of Agua Fria de Mocache in Mocache canton. The members work in agriculture or fishing.
Jacinto Alejandro grows corn. He is seeking a loan to buy insecticide, urea, and herbicide. The money will help him buy all that is needed for his crops. He will make his purchases in Mocache.
Jacinto's dream is to buy some land on which to build a house and sow his crops. In his free time he enjoys teaching his son how to ride his bike.
JACINTO ALEJANDRO tiene 30 años de estado civil Unión Libre tiene un hijo, vive con los la familia y en la ciudad de Ventanas Provincia de los Ríos.
LA V.R.C EL GUASMO, SE ENCUENTRA UBICADA EN EL RECINTO AGUA FRIA DE MOCACHE, PERTENE AL CANTON MOCAHCE SE DEDICAN A LABORES AGRICOLAS Y PECUARIOS.
JACINTO ALEJANDRO se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar insecticidas, urea, herbicidas. Con la ayuda del crédito podrá comprar lo necesario para los cultivos. Las compras las hará en el recinto Mocache.
El sueño es comprar un terreno para hacer la casa y poder sembrar. En el tiempo libre le gusta con el hijo a enseñarle a manejar la bicicleta.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!