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Update on Halima

Hailma is asking for a new loan so as to expand her existing food selling business. She says thanks for the previous loan that boosted her water vending business. Her food vending business is also doing well.

Halima is asking for this loan to purchase ingredients like wheat flour, baking powder, sugar and cooking oil. These are the items needed for making dumplings, which she sells from home and later at the market. She thanks Yehu and Kiva lenders for the support given.

Previous Loan Details

Halima is married and has four children, three of whom attend school while her youngest child is not yet old enough to go. She owns a house that has piped-in water but not electricity and her greatest monthly expense is food for her family. For the past six months, she has made a living selling w... More from Halima's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 561
    View loans »
    Kenya Loans Fundraising
  • $49,761,575
    Funds lent in using Kiva
  • 84.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Halima to purchase ingredients like wheat flour, baking powder, sugar and cooking oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Sep 27, 2012
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Halima. It was first posted on Kiva on Sep, 2011. Learn More