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Haat's Group
In this Group: Haat, Khmo, Ngob
Originally from Kror Kor district, Haat is a 47-year-old mother of 8 children, all of whom are still under her responsibility. Five children are still in school or below schooling age while the remaining three are working at a factory for a low salary.

To overcome the family's hardship, Haat and her husband have grown paddy rice on two hectares of farmland for 25 years. To add more income, she sells Khmer noodles from home whilst her husband works for others for a fee. Together, they are able to earn about 29,000 KHR per day.

Haat has borrowed from VisionFund 4 times and she has managed to pay back the full loans with success. The loans have helped her to keep her children at school and set aside some money for emergency cases in the future.

Now, she is applying for a new loan with VisionFund, Kiva's partner. She leads a group of three female members. She is seeking 1,400,000 KHR and the other two members are requesting 1,000,000 KHR each. She will use her portion of the loan to buy fertilizer and to pay plowing fees. She hopes that she will earn more income from her current businesses so that she can finish fixing her house.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 70
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,105.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Haat's Group's $850 loan helped a member to buy fertilizer and pay plowing fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 6, 2012
Jul 30, 2012
Currency Exchange Loss:
Aug 17, 2013