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Kol's Group
In this Group: Kol, Yon
Living in a remote area of the Ek Phnom district of Battambang province, Cambodia, Kol is aged 36 years old and a married father of one son. To earn a living, he grows rice and raises cows, while his wife supplements the family’s income via growing cucumbers and watermelons. They have been in this business for almost ten years to support the family.

Together with his wife, he is able to earn about approximately KHR 31,800 per day and manages to save about KHR 18,200 per day. His main challenge is the low crop yield caused by the drought. Kol has been with Kiva’s partner VisionFund for one cycle and completely paid back the entire loan. The past loan has helped him to grow his cash-crops timely and to make a better living.

In the same group, Kol and other member are seeking for a new loan in amount of 900,000 KHR and 400,000 KHR, respectively. As the leader, he will use his loan portion to buy rice seed and fertilizer, and to buy gasoline for pumping water for his rice field. He hopes to earn more income in order to improve his living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 86
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,105.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kol's Group's $325 loan helped a member to buy fertilizer, rice seed, and gasoline for pumping water for rice field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 27, 2012
Currency Exchange Loss:
Jul 17, 2013