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Doña Marcelina is 44 years old and single as a result of being a widow. She has five children and lives in the town of Intibuca, La Esperanza.

Doña Marcelina has always been a farmer, specifically growing potatoes. She sells her products from home and her buyers go there to make their purchases. Her business is very profitable and it provides her with the necessary income to help her family move forward. The area where Doña Marcelina lives is suitable for agriculture.

She is requesting a loan of 20,000 HNL in order to buy seeds, fertilizers, and fungicides for preparing her land so that her harvests will result in better production and a better product that she can sell. Her goal is to continue improving her crops by providing them with the necessary attention. The loans from ODEF have helped her make many improvements.

View original language description ↓
Doña Marcelina tiene 44 años, es soltera por viudez, tiene 5 hijos, y vive en el Municipio de Intibuca, La Esperanza.
Doña Marcelina se ha dedicado siempre a la agricultura, específicamente al cultivo de papa. este producto lo vende en sus casa hasta donde llegan los compradores, le hes muy rentable y le ha dado los recursos necesarios para seguir adelante con su familia. La zona donde Doña Marcelina vive es apta para la agricultura.
Ella ha solicitado un segundo préstamo de 20,000 lempiras para comprar semillas, fertilizante, fungicida,preparación de la tierra, y lograr tener mejor producción en las cosechas para vender mejor producto.
Su meta es seguir mejorando los cultivos dándoles la asistencia necesaria, ya que con los financiamientos que Odef le ha proporcionado ha mejorado mucho.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 32
    View loans »
    Honduras Loans Fundraising
  • $9,985,325
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Marcelina to buy seeds, fertilizers, and fungicides.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Jun 27, 2012
Jul 16, 2012
Currency Exchange Loss:
Jan 17, 2014