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Satufia Satupaitea 2 Centre - Group 3
In this Group: Epenesa, Fanolua, Keni, Patisepa, Sofia Mao
The five women pictured in the photograph are from Satufia Satupaitea of the island of Savaii. They are all borrowing from SPBD for the first time after undergoing four weeks of training in business management and maintenance of a savings account, and then passing a written test on the SPBD principles: business, savings, weekly meetings, payments and group guarantee. Over the next 52 weeks, they will support each other in their individual business development and in making repayments on time.

Epenesa T., 59, is a widow and has 8 children. She has over three years of experience in baking pork cakes. She now sells them 6 days a week. With her loan, Epenesa will purchase a new oven, flour, yeast, and other ingredients and utensils. She expects that her weekly net cash flow will total 280 Tala (~US$112).

Fanolua L., 40, is married and has three children. She grows taro and bananas, staples of the Samoan diet. She is requesting a loan to purchase a weed killer, a bush knife, pesticides, and other equipment for farming.

Keni T., 51, is married and has six children. She produces ice cakes (ice cream), and currently needs two bags of sugar, 500 plastic cups, a cooler and other supplies to start her own ice cream business. The good taste, clean environment, high quality and pure water set Keni apart from her competitors.

Patisepa I., 46, is married and has six children. She has been selling taro and yams for over three years. Patisepa currently needs to buy a weed killer, pesticides, a bush knife, a knife filing (sharpener) as well as hire workers.

Sofia Mao F., 47, is married and has three children. She produces fine mates, hats, Samoan bags and other handicrafts. She is requesting a loan to purchase a weed killer, pesticides, a knife, and to hire workers. She plans to sell her handicrafts in the village five days a week.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Samoa

  • $5,200
    Average annual income
  • 62
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A portion of Satufia Satupaitea 2 Centre - Group 3's $1,400 loan helped a member purchase a weed killer, pesticides, knives, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 12, 2008
Apr 25, 2008
Currency Exchange Loss:
Jun 24, 2009